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Personal Finance

The Ultimate Quantitative Guide to Retirement: Roth IRA vs Traditional IRA vs Long-Term Gains

This is unlike any retirement guide that you've seen before. Rather than generic advice that you'll commonly find in other blogs (Roth is the best so you should always max it out), I'm going to do a quantitative deep dive where I analyze each of the three types of retirement

Jerry Zhang
Jerry Zhang

9 min read

Personal Finance

Rich Dad Poor Dad: What Schools Don't Teach You About Money

Why do the rich get richer and the poor get poorer? Hint: it's not due to government. Being rich or poor isn't about how much money you have.

Jerry Zhang
Jerry Zhang

7 min read

Book Summary

TurboTax is a Scam. Why I Switched to FreeTaxUSA Instead.

You probably know TurboTax as the most commonly used tax software to file taxes. But just because they are most advertised does not mean they are the best.

Jerry Zhang
Jerry Zhang

3 min read

Personal Finance

Have Amazon Prime? 6 Reasons You Should Cancel Right Now

Are you wasting your money on Amazon Prime membership? These 6 reasons might be indicators that you are!

Jerry Zhang
Jerry Zhang

4 min read

Personal Finance

How To Rent Out Spare Rooms To Cover Mortgage

Owning a home is not cheap. If you have spare rooms, consider renting them out! This guide lists step by step on how to find, screen, and manage tenants!

Jerry Zhang
Jerry Zhang

6 min read

Personal Finance

How To Buy A Home In Your Mid-20s

Buying a home may seem daunting, but it's not as scary as most people think. With a bit of discipline and the right strategy, you can be a home owner too!

Jerry Zhang
Jerry Zhang

8 min read

Personal Finance

The Only 3 Credit Cards I Carry In My Wallet

There are too many good credit cards! How do we decide which ones are worthy of taking up wallet space? The only 3 credit cards I carry in my wallet are...

Jerry Zhang
Jerry Zhang

5 min read

Personal Finance